Personal Insurance
Made Simple
Life is unpredictable, but your insurance doesn’t have to be. Whether you're safeguarding your home, car, or future, we offer tailored solutions that provide peace of mind.
With Valentine Insurance Services, you get more than just coverage—you get a partner committed to protecting what matters most to you.
Coverage Built Around You
Homeowner, Condominium & Renters Insurance
Your home is one of your most significant investments, and protecting it should be simple. Whether you own a home, live in a condominium, or rent, our policies cover damages from fire, theft, vandalism, and severe weather. Liability protection is also included, ensuring you’re covered if someone is injured on your property. If your home becomes uninhabitable due to a covered loss, additional living expenses can help cover temporary housing and related costs.
Landlord Insurance
Owning rental property comes with unique risks. Our landlord insurance policies protect against property damage, lost rental income, and liability claims from tenants or visitors. Whether you own a single rental home or multiple properties, we help you safeguard your investment and maintain financial stability.
Auto, Motorcycle & Watercraft Insurance
From daily commutes to weekend adventures, reliable coverage ensures you're protected on the road and water. Our policies include comprehensive and collision coverage, liability protection, and uninsured/underinsured motorist coverage. Whether you drive a car, ride a motorcycle, or own a boat or jet ski, we offer flexible policies tailored to your lifestyle.
Personal Liability Excess Umbrella Insurance
Lawsuits and major claims can exceed standard liability limits, leaving your assets at risk. Personal liability excess umbrella insurance provides an extra layer of protection beyond your existing home, auto, or watercraft policies. This coverage helps cover legal fees, settlements, and claims that go beyond your policy limits, offering greater financial security.
Long-Term Care Insurance
As healthcare costs continue to rise, long-term care insurance helps cover the costs of assisted living, nursing home care, and in-home support services. Without coverage, these expenses can quickly deplete savings. A long-term care policy ensures you have access to the care you need while preserving your assets and maintaining your independence.
Fine Arts, Firearms & Jewelry Insurance
Standard homeowners' policies may not fully cover high-value items. We offer specialized coverage for fine arts, firearms, and jewelry, ensuring your valuable collections, antiques, and heirlooms are protected. Whether you own rare artwork, a collection of firearms, or luxury jewelry, we provide the right coverage for your prized possessions.
Why Choose Valentine?
Personalized Service
Your needs come first. We take the time to understand your lifestyle and financial goals to find coverage that truly fits. No generic policies—just tailored protection for what matters most.
Simplified Insurance
We make insurance easy to understand. No confusing jargon, no hidden details—just clear, straightforward guidance so you know exactly what’s covered.
Trusted Advisors
With years of experience, our team is here to guide you every step of the way. From choosing a policy to filing a claim, we provide expert advice and support when you need it most.
Let’s Find the Right Coverage for You.
No matter where life takes you, we’re here to help you protect it. Get in touch today to explore your options.